To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information identifying each person who opens a Latinum Debit Card. This means that when you open a Latinum Debit Card, we will ask for your name, street address, Social Security Number or other relevant form of identification, date of birth and other information that will allow us to identify you. We may also ask to see identifying documents, such as a driver’s license. During the account opening process or thereafter, we may ask for additional information as part of our customer due diligence review. We reserve the right to reject any application or to close any account based on our risk appetite.